Sunny Kaler REALTOR

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Almost for all of us, the overall scenario of buying the dream house is pretty much the same. To simply put, who doesn’t want to step their feet into the right property?


In fact, when it comes to property, again a great number of individuals depends on the basis of how they feel. Right after stepping into a house you get the vibes and then comes the deciding part.


However, the fact can’t be ignored that, not all property suits you well. Or in other terms, not all property you visit, meet your basic requirement needs. There could be instances where may find all the essential amenities but that may not meet your long term goal.


Therefore, here are some of the effective tips that you can use while searching the house for sale in Surrey.


Prioritize the Preferences

Buying a home means a great deal for all the instances, so, you have to consider all the aspects. First, discuss with your family and make the necessary decision. The number of bathrooms, parking space you require all these things have to be sorted in the first place. Once you are ready with the list, now you can shortlist the properties.


Arrange the Finance

Most of us, tend to ignore when it comes to buying the dream house. It can be understandable that, once you find the right place you don’t put enough emphasis on finance. That can lead to a lot of problems. In that case, you can grab the best option for available for loan. Then compare the rates with other banks. Make sure all the financing option is suiting your need and purpose.


Pick Home that Can be Suitable for Long Term Option

It would be wise to think about long term planning. When you are searching for the right place, you need to think about not only the current situation but also the future requirements as well. In case, you are taking the house all on your own, then you have to think about your future family planning. There are a lot of factors to consider.


Location is Essential 

Bases all the necessary details you can choose the best location keeping all the convenient factors in mind. There no point in spending enough money on something that will not benefit you in the long run. Therefore, make sure the location is good and all the essential facility nearby. Keep these things in mind while choosing the best deal for your home.


These are some of the effective tips to keep in mind while searching homes for sale in Surrey. Apart from these facts, there are a number of other factors. In fact, while choosing there could be any number of points but emphasizing on the prior one is crucial. Hence, choose the best deal in the house for sale in Surrey

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For most people buying a home is probably one of the most important decisions in life. The right purchase requires proper and precise planning. If even a single thing falls in the wrong place, it can cause a financial catastrophe that will be hard to recover from. That's why you need to be very careful when buying a house for sale in Surrey.


BUYING A HOUSE - QUESTIONS YOU SHOULD ASK YOURSELF


Here are a few things that you should consider or keep in mind while investing your hard earned money in buying a house.


DO YOU REALLY WANT TO BUY A HOME?


This is a very important question that one needs to get an answer before investing in a house. Buying a residential property should not be a decision of whim. You need to be sure that you want to buy one. See if you will be able to tackle the maintenance cost and the mortgage repayment (if you are getting a loan) with ease.


IS A FIXER UPPER WORTH IT?


While looking for a house for sale in Surrey, you might come across a fixer-upper house that is right within your budget. The problem is that most of the times fixer uppers cost a lot of money in the form of repairs and renovations. Even if you do a DIY thing, it is going to cost you money that might be almost equal to buying a new house.


WHY DO YOU WANT TO BUY A PARTICULAR HOUSE?


House hunting is one of the most detail-oriented tasks. If you like a certain house and feel like buying, then look for the reason why. Make a list of pros and cons and see if it is really worth an investment.


HOW ARE YOUR FINANCES?


The money matter should take precedence over all. If you intend on buying a house for sale in Surrey, first you need to straighten out your finance. If you have a poor credit score, then it can become a problem in getting a loan.


SHOULD YOU HIRE A PROFESSIONAL?


Something as important as buying a house should always be done with the help of a real estate professional. Hiring one saves you from the hassle of doing it alone. It also minimizes the risk of committing any mistake.


As a buyer, you should always take your own sweet time and consider all options before making the purchase. A deal involving such a huge amount of money should never be rushed. Your aim should be to get it right, not to rush it and call for a troubling financial situation.

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It can be very emotionally challenging and time-consuming when you are trying to sell your home, especially if you are new to all this. This is because there are so much involved in it, a greater part of which is to deal with other people or prospective home buyers. You need to be ready for having people coming to check out the property at all hours, and see them poking and prodding all around the property for problem area and loopholes.

You not only have to show the best possible side of the House for sale in Surrey, but you need to actually sell and market it as well. Visitors can suddenly criticize something about the home, or they may offer much less money than that what you want. Thus, if you have no experience, it shall be difficult to deal with this complex and emotional rollercoaster.

For the new ones, it is very easy to make mistakes that can be quite costly. However, you shall be glad to know that these can be avoided as well. You can, therefore, get the best possible price after selling your property, without losing your mind.

1) The mistake of getting emotionally involved: One of the greatest mistakes that people make while trying to sell properties is feeling for it too much or getting emotionally involved. We are not saying that it is wrong. On the contrary, we understand that one can have feelings if one has stayed at the property for years. However, the fact remains that feelings about a property while trying to sell it can be disastrous for the deal. For instance, if the customer gives a reasonable price, you may argue for a higher price just because you are emotionally involved with it. This, this is one mistake to avoid.

2) The mistake of not hiring an agent: Many people think that they can do all the work themselves without the need of hiring an agent. However, this is a huge mistake! It can be disastrous especially if you have never had a House for sale in Surrey.

It is hoped that these tips shall help you out a lot.

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Latest statistics say that a significantly large number of first-time property buyers are the millennials, and there is barely any room for doubt or ambiguity, as the Canadians who were born between the eighties and mid-nineties now account for a full 77% of first-time property owners.

Here are the most vital tips for first-time home buyers in Surrey (or wherever you may reside in Canada at present).

  • Prioritize your hunt for a house or condominium

April happens to be the hottest month for property transactions and as a first-time home buyer in Surrey (or whatever the place may be applicable), if you are to buy your dream home this spring, the time is now to apply for a few casual leaves for starting a full-scale property hunt.

  • Get pre-approved

As a first-time home buyer in Surrey (or wherever you may be residing presently), getting yourself pre-approved for a home loan substantiates that you are a serious client, saving ample time for you and also helping you to narrow the search process as you have defined your price range by now.

  • Search the surprisingly hot, new neighborhoods

The millennials are more sensitized about the pressing need for embracing a car-free lifestyle when compared to the average Canadian. Taking a note of the situation, many condominium builders have designed high-density community housing infrastructures to cater the ever-evolving requirements of the hardcore urbanites, that are strategically located near the illuminated biking trails and jogger’s paths, supermarkets, public transits, amenities like bike lockers, and pet-friendly green spaces. It is no surprise that the first-time home buyers in Surrey (or wherever you may be staying at present) are to be spoilt with a plethora of choices!

  • Try moving out of your town

Many first-time home buyers are ditching big metropolises for considerably smaller cities like Surrey that are experiencing the early strides of urban development. These emerging real estate markets offer fabulous deals, specifically on detached housing. For the born-and-raised, metro-sexual urbanites, these emerging landscapes can mean reasonably less amount of culture shock albeit at the cost of settling for the suburbs. These locations are known to offer a thriving retail and cultural scene, easy commute to the bigger urban hub, and extensive public transit most of the time.

  • Use social media to complement your offline research

Last but not the least, as one of the first-time home buyers in Surrey (or wherever you may stay presently), do not restrict your search to the MLS (multiple listing services) or property portals and consider reading the real estate blogs as well.
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Buying a home can be an overwhelming experience for first time home buyers in Surrey. Since it is the first time, home buyers tend to make mistakes. But the thing about buying a home is that even a small mistake can cost you big bucks. So here are some useful tips for home buyers in Surrey, following which will help them avoid financial disasters.


If you are a first time home buyer, there are a few preliminary things to take care of first. For example, the budget, the location of the property, mortgage etc. First, you need to determine what exactly you want. When you know that, it makes the overall process much smoother and there is less scope for any mistakes.


Make a Checklist Before Looking for a House for Sale in Surrey


Plan the budget first


Determining the budget is the first thing that you should before making any investment. If you know how much you can afford, then it saves you a lot of time. Or else you will go around looking at houses that are way beyond your range. Knowing the budget narrows down your options which causes less confusion while choosing a house in Surrey. If you are getting a mortgage, use a mortgage calculator to determine how much you need to pay monthly. See if you can afford that amount each month.


Think about the down payment


When you buy a house you need to make a down payment. Most make this mistake of paying a small amount. But it is a wrong move to try to save while making the down payment. What you need to understand is that a bigger down payment allows the buyer to get a smaller mortgage. That way, you get to enjoy affordable monthly payments. A proper down payment helps you to secure a monthly payment that will not weigh down on your finances.  


Costs for repair and renovation


The home that you buy might need some renovation of repair work. So, while deciding the budget you also need to keep in mind this particular cost factor. It will be best if you get the cost estimate from more than one contractor. That way you have options to choose from. You can get referrals from your real estate agent. They might have some good suggestions for you.


All first time home buyers in Surrey should keep these three points in mind before looking for a house for sale. If you are too confused with the real estate jargon, you can always hire a reliable real estate agent, to help you along the way.
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Investing in a residential property is a huge financial commitment. It’s a once in a lifetime decision for most of the people. That’s why you need to be extra cautious while making the decision. If you invest in the wrong property it can land you in a whole lot of financial trouble. One mistake and you may have to carry that burden for years to come. So, to avoid such financial disasters you need to hire a reliable real estate agent.


Why Do You Need a Reliable Real Estate Agent in Surrey?


Surrey has become a popular choice for property buyers. It has lots of options in different price ranges and type of properties. There are also many real estate agents in the market that are always eager to help you out to buy the perfect house. But while hiring one you need to stress on the fact that he/she should be reliable enough.


This quality is the prime requisite of a good and reputed real estate agent. The success of your property deal lays in the hand and capability of your agent. Since it is the matter involving a lot of money, it is advisable to take proper measures and chose the right agent for the job. Today’s real estate market is teeming with agents, all making promises and assuring you to get the best property. Separating the good ones from the bad ones is what makes the difference.


Follow These Steps to Choose a Reliable Real Estate Agent in Surrey


Buying property is a good future investment. But it can turn into a liability if you hire a bad real estate agent. Here are a few tips to follow while hiring a real estate agent.


SEARCH ONLINE

You can find your real estate agent online or through acquaintances. You need to do proper research first. Then make a list of all the potential candidates. Now fix an appointment with them to have a conversation. A face to face conversation will help you make the right decision.


CHECK FOR LICENSE AND CREDENTIALS

Make sure that your real estate agent has a proper license and is associated with a legal organization. A registered real estate agent is adept with all the property laws and works within the norms.


SPECIALIZATION

There are many real estate agents who have expertise and experience in a particular area. Before hiring one decide on what kind of property you want. Hire your real estate agent according to that.


GOOD COMMUNICATOR

Your real estate agent should be a good communicator. He\she needs to communicate not only with you but also with the seller. There should be a basic comfort level between you and your real estate agent. You should feel comfortable to speak your mind to your agent. Both should have a matching wavelength to crack the best property deal. What differentiates a good real estate agent from a bad one is his\her negotiating skills. Remember that your deal depends on the final negotiation. A good real estate agent strives to get you the best deal possible. It is also very important that your real estate agent is available to you at all times. An agent who is always busy is not a good choice.


If you are looking to buy to invest in real estate and new to the whole idea, then hopefully these guidelines will help you to hire a reliable real estate agent in Surrey.

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The data relating to real estate on this website comes in part from the MLS® Reciprocity program of either the Real Estate Board of Greater Vancouver (REBGV), the Fraser Valley Real Estate Board (FVREB) or the Chilliwack and District Real Estate Board (CADREB). Real estate listings held by participating real estate firms are marked with the MLS® logo and detailed information about the listing includes the name of the listing agent. This representation is based in whole or part on data generated by either the REBGV, the FVREB or the CADREB which assumes no responsibility for its accuracy. The materials contained on this page may not be reproduced without the express written consent of either the REBGV, the FVREB or the CADREB.